Construction payments are broken
Australia's $360 billion construction industry still runs on handshakes, manual invoicing, and blind trust. The result? Delayed payments, disputes, and builders going under.
of contractors face payment delays exceeding 30 days
Cash flow is the number one killer of construction businesses in Australia.
lost to construction insolvencies annually
Homeowners lose deposits. Subcontractors don't get paid. Everyone loses.
days for traditional escrow settlement
Manual processes, paper trails, and bank transfers that belong in 1995.
Sabeam fixes this.
Pre-funded escrow. Milestone-based releases. Instant settlement. Full visibility for everyone.
Simple for everyone involved
Three steps. No new software to learn. No complicated processes.
Set up your project
Builder creates the project, defines milestones and payment amounts, then invites the homeowner. Takes five minutes.
Funds are secured
Homeowner deposits funds into a regulated Monoova trust account. Money is held securely — visible to both parties, accessible to neither until work is verified.
Complete and get paid
Builder completes a milestone, homeowner reviews and approves. Funds release instantly via NPP — directly to the builder's bank account. Same day.
Get paid in hours,
not months
Stop chasing payments. With Sabeam, funds are already secured before you pick up a tool. Complete a milestone, get approved, and the money hits your bank account the same day.
Instant NPP payments
Milestone approved? Funds land in your account within hours via Australia's New Payments Platform.
Clear milestones
Define exactly what work each payment covers. No ambiguity, no arguments, no scope disputes.
Xero integration
Payments auto-reconcile in your accounting software. Your bookkeeper will thank you.
Guaranteed funds
Money is held in trust before work begins. No more wondering if the client can actually pay.
Regulated trust account
Your money is held by Monoova, an AFSL-licensed financial institution. Not by the builder. Not by us.
Full visibility
See your escrow balance, milestone progress, and every transaction — anytime, from any device.
You approve every release
No money moves without your sign-off. Review milestone completion evidence, then approve or raise a dispute.
Dispute protection
Not happy with the work? Raise a dispute with one click and funds are frozen until it's resolved.
Your money is safe
until the work is done
Building a home is the biggest investment most Australians will ever make. Sabeam makes sure every dollar is protected in a regulated trust account and only released when you're satisfied with the work.
Not your grandfather's escrow
Traditional escrow is slow, expensive, and opaque. Sabeam is none of those things.
Built on trust. Backed by regulation.
Your money is protected by the same regulatory framework that governs Australia's major financial institutions.
Monoova Partnership
Funds held in AFSL-regulated trust accounts, not by Sabeam. Your money is protected by an authorised deposit-taking institution.
AUSTRAC Registered
Fully registered with the Australian Transaction Reports and Analysis Centre from day one. Complete AML/KYC compliance.
Bank-Grade Security
256-bit encryption, multi-factor authentication, and fraud detection on every transaction. Your data is as secure as your bank's.
Complete Audit Trail
Every deposit, approval, and release is recorded with timestamps, amounts, and parties. Full transparency, always.
Sabeam's escrow structure satisfies Queensland BIF Act Project Trust Account requirements.
Embed escrow into your platform
Add milestone-based escrow to your construction software with our REST APIs. White-label UI, real-time webhooks, and a revenue share on every transaction.
Common questions
Ready to protect your next project?
Join the builders and homeowners who are done with payment delays, disputes, and uncertainty.